Renting vs Buying a Home | Should I rent or buy a house? By Yadnya


Should you buy or rent a house is one of the rising concerns of date. Till the late 1980s, it was the standard middle class dream to be able to somehow garner enough money to buy one’s home. You saved for many years, sold some family jewels and borrowed from friends and family. Overtime, you somehow paid back friends and family.

The script changed in the 1980s with the arrival of home loan companies. Now, instead of borrowing from friends and family, you could take a home loan. The only difference is you have to begin repayment immediately and pay back on a regular basis till eternity (or so it feels). Given the easy availability of home loans, the number of people who can buy their own home has multiplied exponentially and so does the property prices. This has resulted in the rent-versus-buy debate arriving on Indian shores as well.
Does it make sense to buy your own home or to stay on rent? Well their is no right or wrong answer here but there are few pointers.

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20 Responses to Renting vs Buying a Home | Should I rent or buy a house? By Yadnya

  1. amit kr agrahari

    Great video. I don't think buying home in metro is good choice.

  2. Amberr sky

    Confining to social norms really comes with high price and not confining to them is even higher.Ugly truth !!

  3. Abhishek Jain

    Grear, just subscribed.. One question though.. When we do price to rent ratio precisely or cost benefit analysis, shall i consider actual property cost or total cost that i will pay if availing home loan.

  4. Mohan Raj

    Can't thank you enough! Excellent video with easy to understand facts and figures. Keep up the awesome work!

  5. Nikhil Deolalikar

    very good analysis and simple explanation!

  6. Gowtham Sarma Mahamkali

    Make these type of clips on middle class earning like 30 k per month in a town living circumstances

  7. Tapo

    You guys deserve 7 stars , doing awesome job…….lots of love n appreciation.

  8. DilSePassioN

    Buying home is best very less people have that saving habit. What to do and where to stay if we are alive after age 55 ? Now a day's can't depend on kids earning . So buy home , that gives shelter after retirement

  9. prakash dharkar

    Very good explanation. One point to be added. After 20 years tenure of loan and if you wanna buy one more house by selling existing one. That time buyers thinks that why to buy 20 years old property. This may affect your selling price. 2nd case. If you just wants to sell your property then also people will think same and ultimately you may face loss while selling as people will negotiate with price lower considering 20 year old property.
    Another loss is most of the banks dont gives loan for 20 years old propery. Correct if i am wrong

  10. Amit Sharma

    Awesome video….

  11. Brahma Naidu

    Nice advise dude

  12. Kristoff Morgan

    Rent that way I can pickup and leave with ease. I hate static inflexible solutions and with my lifestyle I hate being locked into house and neighbourhood. I like moving around I treat it like travel and adventure. I am already planning another move after four months camping in the backwoods this summer and fall. I have two choices one is a place I have lived before somewhat in the past the other is completely new, rather excited

  13. Santanu Das

    Can you please share your email id

  14. Naresh Nani

    Good expiation..

  15. Mahesh Methrikar

    kripya hindi me videos banaye..

  16. talldashingyung

    I m staying at Company Accommodation. My take home pay is 60000. I do not own a home yet. Mumbai, Pune && Chandigarh are the cities where I am looking for property but not getting any best deal.

  17. Kamdhenu Agro-Tech Industries

    Dear sir, good information you are providing. I have a question to.ask. I have a property in metro city and fetching 35000 rent and coat of property is 1.5 Cr. I have purchased the property in 25 Lacs. My question is whether I should keep the property or sell and invest in some other options.

  18. Deep Majumdar

    सब सर के ऊपर से चला गया है।

  19. Deep Majumdar

    हिंदी में बोलो sir G

  20. Jaspreet Kaur

    i want to buy a flat to rent out to someone else, I m paying income tax ( salary ) to the tune of Rs 1 lakh per annum…For buying the flat i need to spend 12 lakhs of down payment from my pocket then i need to take loan of Rs 25 lakhs…. so afyer making payment of appx Rs 40 lakhs ( Rs 12 + 25) i will be entitle to take rent of appx Rs 12000 plus some income tax benefit. So pls advise is it the right decision for investment…what do u think…